You can use your prepaid virtual Mastercard anywhere that prepaid cards are accepted in the United States, excluding certain prohibited merchants:
- Money transfers
- Firearm-related businesses
- Outbound telemarketing
- Tobacco businesses
- Marijuana-related businesses
- Money services from non-financial institutions (including cryptocurrency)
- Securities brokers/dealers
- Dating services
- Massage parlors
- Government-owned lotteries
- Government-licensed online casinos, online gambling
- Government-licensed horse/dog racing
- Betting, including lottery tickets, casino gaming chips, off-track betting, and wagers at race tracks
- Pay at the pump gas purchases are restricted due to the preauthorization hold required. If you'd like to purchase gas, you can attempt to prepay directly with a cashier.
- Charities: charity donations are considered cash-equivalent and will be declined. Please note that Tremendous offers a number of charity options if you'd like to donate your reward to charity.
- Recurring subscription or installment payments, including bill payment. This is considered a cash transaction and will be declined.
Any transaction you make must be equal to or less than the remaining balance on the card. For suggestions on how to spend cards with small balances, see: Tips for spending virtual prepaid cards
Prepaid virtual Mastercards can be used online. To spend the card online, select “credit” as the payment method and enter the 16-digit card number, expiration date, and CVV like a normal credit card. Prepaid virtual Mastercards can be used with any billing address.
Virtual cards typically are not accepted at brick-and-mortar stores unless they are first added to a digital wallet. To add the card to a digital wallet, see: Can I add my card to Apple Pay or Google Wallet?
When paying in-store, select “credit” instead of “debit”. Debit transactions may be declined. Then, tap your mobile device at the point of sale to pay with your digital wallet.